You’ve served our country—now let us serve you. With a VA loan, you can enjoy zero down payment, competitive rates, and no private mortgage insurance. Whether you’re buying a home or refinancing, we’re here to make the process simple and stress-free. Start your journey today!
Get StartedVA loans, guaranteed by the U.S. Department of Veterans Affairs (VA), are available only to U.S. military service people, veterans, some surviving military spouses and others who have served their country in specific ways. The Department of Veterans Affairs (VA) does not lend money for VA loans, but does guarantee a portion of the loan made by private lenders such as banks and mortgage companies in case the borrower defaults on the mortgage. The VA essentially agrees to repay a portion of the loan to the bank if the borrower defaults or forecloses.
VA loans have no down payment requirement, so homebuyers can finance up to 100 percent of the purchase price of their home, or in some cases even higher.
Unlike some FHA and conventional loans, VA loans do not require Private Mortgage Insurance (PMI).
Since many veterans have spent time overseas and may not have established credit, the VA reviews the entire loan profile holistically before making a determination.
Although VA loans are not offered directly through the Veterans Administration, they are partially guaranteed by the federal government, enabling us to offer very competitive terms and interest rates compared to other types of loans.
The VA limits the closing costs lenders can charge to VA loan applicants, which can make a VA loan more affordable than other types of loans. Money saved can be used for furniture, moving costs, home improvements or anything else.
If you are eligible for a VA loan, you can use your VA loan benefit multiple times, on subsequent homes or even when refinancing an existing VA loan.
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